Disaster Assistance Information


When you have questions concerning damage done to personnel property caused by severe weather or any natural or unnatural event contact your
local emergency manager or local office of emergency management. We will setup a time to speak with you, or guide you over the phone to get you
started in the assistance process. Unfortunately, there are few cases in which personnel property damage will no be covered. By calling your local
emergency manager or OEM, you will be provided with the correct information and will be guided in the correct direction.

Disaster aid to individuals generally falls into the following categories:

Disaster Housing may be available for up to 18 months, using local resources, for displaced persons whose residences were heavily damaged or destroyed. Funding also can be provided for housing repairs and replacement of damaged items to make homes habitable.

Disaster Grants, are available to help meet other serious disaster related needs and necessary expenses not covered by insurance and other aid programs. These may include replacement of personal property, and transportation, medical, dental and funeral expenses.

Low-Interest Disaster Loans are available after a disaster for homeowners and renters from the U.S. Small Business Administration (SBA) to
cover uninsured property losses. Loans may be for repair or replacement of homes, automobiles, clothing or other damaged personal property.
Loans are also available to businesses for property loss and economic injury.

Other Disaster Aid Programs include crisis counseling, disaster-related unemployment assistance, legal aid and assistance with income tax, Social Security and Veteran's benefits. Other state or local help may also be available.

Assistance Process -- After the application is taken, the damaged property is inspected to verify the loss. If approved, an applicant will soon
receive a check for rental assistance or a grant. Loan applications require more information and approval may take several weeks after application.
The deadline for most individual assistance programs is 60 days following the President's major disaster declaration.



For more information concerning in-depth disaster assistance visit http://www.fema.gov/hazard/index.shtm